Home - About -Advertise - Contact Us - Forums - Site Maps - Survival PDF Files - Donate

Here’s your Obamacare: Hospitals now demanding patients pay up front before receiving treatment

Posted 02/21/2016 5:14 pm by



Deductibles are soaring under Obamacare, and many U.S. hospitals are now attempting to collect medical payments before services are even rendered, according to new reports. The financial burden of medical care has increased so much as a result of Obamacare — just as predicted — that hospitals can now clearly see the writing on the wall: Many more people than ever before will be unwilling or unable to pay their medical bills.
According to CNN Money, Americans today are having to foot a much higher percentage of their medical bills than ever before due to ever-increasing deductibles. Five years ago, for instance, an individual, employer-sponsored policy had a deductible of just over $800. Today, that same policy carries a deductible of about $1,217, a rate more than 50 percent higher.
Similar increases have occurred for family plan deductibles, which the 2014 Kaiser Family Foundation and Health Research & Educational Trust report says have increased by 31 percent overall. Since 2006, family plan deductibles have nearly doubled, jumping from an average of about $1,034 per family to $1,947.

Obamacare deductibles significantly higher than private coverage

For those who didn’t previously have healthcare coverage but now have Obamacare, the deductible sticker shock is even more substantial. Many lower-level enrollees, according to CNN Money, including those who signed up for “bronze” and “silver” plans, pay deductibles ranging anywhere from about $2,000 to upwards of $5,000.
“The bronze plans are scaring a lot of administrators because the patient liability is so large,” stated Debra Lowe, administrator director of revenue cycle at the Wexner Medical Center at Ohio State University, about the travesty of Obamacare deductibles. “Patients are unaware they have this high deductible.”
Since the consumer cost of Obamacare is so much higher than what is typical of private insurance, and because this cost is applied to some of the poorest members of society, many Obamacare patients are simply dodging their hospital bills. And these hospitals, in an attempt to recuperate at least some of the losses, are responding by attempting to bill patients early.
“We are trying to minimize the after-service bill shock and get them into financial assistance or some other program for more affordable care,” said Andy Scianimanico, vice president for revenue cycle at Northwestern Memorial HealthCare, the parent company of Northwestern Memorial Hospital.

Obamacare enrollees having to take out loans to pay medical bills


The irony of Obamacare is that it has turned out to be anything but affordable. Deductible payments are so high, in some instances, that enrollees are actually having to take out loans to pay for medical treatments. Isn’t this scenario the type for which Obamacare was supposedly created to alleviate? Wasn’t the whole idea to make healthcare more accessible to the poor?
Obviously, this is not the case, no matter what the media pundits would have us all believe. Obamacare is pulling the noose tighter around the neck of our nation’s medical system, making it increasingly more difficult for this system to even function at a basic level. Consequently, heathcare providers are now treating all patients as if they are about to eat the meal without paying the bill, the medical equivalent of a restaurant dine-and-dash.
“[I]t’s far more difficult to get that $2,900 from an individual patient than it is from the Medicare program or from Blue Cross Blue Shield,” said Richard Gundling, vice president of the trade group Healthcare Financial Management Association.
A report by Gundling’s group states bluntly, “Today’s high deductibles are tomorrow’s bad debt.”
Sources for this article include:




7 responses to Here’s your Obamacare: Hospitals now demanding patients pay up front before receiving treatment

  1. Victor Ananyev February 21st, 2016 at 6:40 pm

    On the contrary, with bronze plan we did enjoy the new video home visit from Kaiser Permanente. This is a future of primary care. No need to go to HMO facility and wait for $50 copayed PCP appointment . In telemedicine there is no copay and you get antibiotics and prescription cough medicine in case of a flu after quick visit and ruled out of pneumonia in radiology department for chest X-Ray and lab for strep test! Smart people . We are happy!


  2. Tom February 21st, 2016 at 7:47 pm

    Unless you are an illegal alien or refugee, of course, then the hospital can usher you right in, confident that the taxpayers will pick up the full tab.


  3. 22 Feb 16: Russia now has a better Fighter Jet than we do; I will fix this. | kylekenleykopitke February 22nd, 2016 at 12:33 am

    […] Here’s your Obamacare: Hospitals now demanding patients pay up front before receiving treatmen… […]


  4. heartbone February 22nd, 2016 at 7:23 am

    Most Americans can’t name a single federal program since the Interstate Highway implementation that actually helped the people. Obamacare is a fascist system implemented by a criminal administration working hand in hand with the bankster kabbal to enslave and kill Americans. Because of the TV programming and social media control, most remain oblivious to the danger posed by the unconstitutional behavior of the executive branch.


  5. Sean Thomas February 22nd, 2016 at 7:24 am

    “Since the consumer cost of Obamacare is so much higher than what is typical of private insurance”
    Obamacare is private insurance!
    Fascist drivel.


  6. George Kaplan February 22nd, 2016 at 8:07 am

    Here is the problem, we all need healthcare. We all need it to be affordable.

    The reason Obamacare was even conceived was the Free Market approach was not working.

    For those who want to repeal Obamacare, remember that if that happens insurance companies can declare your problem a “Re-Existing” condition and deny coverage. That is one of the corner stones of the law.

    Our healthcare system needs attention, but we need politicians who are interested in helping people not just rich political contributors, all of whom have all the healthcare they need.


  7. Tea Party of Lake County, IN – Here’s your Obamacare: Hospitals now demanding patients pay up front before receiving treatment February 22nd, 2016 at 8:49 pm

    […] READ MORE HERE […]


Home - About -Advertise - Contact Us - Newsletter - Site Maps - Survival PDF Files - Donate